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Articles Posted in Foreclosure

El programa de modificación de vivienda asequible (HAMP)
The Law Office of Neustein Law Group

HAMP es un programa federal diseñado para ayudar a evitar la ejecución hipotecaria de propietarios que luchan por modificar sus préstamos a una cantidad más asequible que sea sostenible a largo plazo. El programa es muy clara y sencilla para el prestatario, el prestamista y el agente de servicio. Información sobre HAMP y el Programa…

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Escrow: What is it and how can it affect my foreclosure case?
The Law Office of Neustein Law Group

An escrow account is a part of virtually every real estate transaction in the state of Florida. In real estate transactions, the word escrow can mean several different things. When you are buying a home from a third party, you most likely wrote an ‘escrow’ check that was held by a neutral third party while…

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¿Qué es Hipoteca Sistemas Electrónicos de Registro, Inc. ?
The Law Office of Neustein Law Group

Hipoteca Registro Electrónico, Inc. (MERS en Ingles) es una empresa privada que se ha creado a partir de la industria bancaria de hipotecas con el fin de mantener una base de datos con la que se realiza mantenimiento derechos y propiedad de las hipotecas para sus miembros. Los miembros de los tipos por lo general…

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Writ of Possession – Is there anything I can do?
The Law Office of Neustein Law Group

Florida Statute 1.580 Writ of Possession (a) Issuance. When a judgment or order is for the delivery of possession of real property, the judgment or order shall direct the clerk to issue a writ of possession. The clerk shall issue the writ forthwith and deliver it to the sheriff for execution. After the bank, lender…

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Statute of Limitations – The 5 Year Rule
The Law Office of Neustein Law Group

Most homeowners are aware of the term “statute of limitations” and have heard that if the bank does not foreclose on their property within five years then they get the property free and clear. The courts are still sorting out how to interpret Florida Statute 95.11(2)(c) and relevant case law, which states that a party…

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Borrower Almost Gets Out of Her Mortgage Because of a Lender’s Mistake
The Law Office of Neustein Law Group

Imagine that you’re in dire financial trouble, you can’t pay your mortgage, and you’re trying desperately to defend yourself in a foreclosure case. And then imagine finding out that the bank made a stupid, careless mistake. And because of that mistake, you get to keep your home – with no mortgage. That’s what almost happened…

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Hearsay and Lender’s Evidence In Foreclosure Lawsuits
The Law Office of Neustein Law Group

We’ve all watched courtroom dramas where the defense attorney leaps to his feet and calls out “Objection! Hearsay.” And then the judge bangs his gavel and says “sustained,” or “overruled,” and the trial continues. After watching this, you may have understood that “hearsay” involves repeating something that someone else said. But you may not realize…

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