Articles Posted in Foreclosure

A growing number of recent Florida foreclosure cases have been voluntarily dismissed by banks, often in lieu of alternatives to foreclosure. Our Miami foreclosure attorneys know this does not necessarily mean the ordeal is completely over. If the bank voluntarily dismisses the case without prejudice, the claim could be filed again at a later date.…

As Florida continues to lead the nation in foreclosures, per the latest report from RealtyTrac, borrowers in default may be struck by how long the process can take. However, our Miami foreclosure lawyers know that if a bank waits too long to file, the statute of limitations could bar the claim. A decade ago, such…

A recent Florida appellate court ruling in U.S. v. Bartram spelled bad news for Florida homeowners fighting foreclosure hoping a state statute might prevent banks from continuing to pursue a foreclosure action past the five-year mark, per the statute of limitations indicated in Florida Statutes, § 95.11 (2) (c). This law indicates there is a…

Appellate courts in Florida recently reversed a number of foreclosure actions on the grounds that the bank offered inadequate notice of default to borrowers, and thereby failed to provide them with adequate time to remedy the situation before proceeding with Florida foreclosure dismissals. Our Miami foreclosure attorneys know in recent years Florida courts have grown…

Florida’s First District Court of Appeals recently reversed an earlier judgment granting foreclosure to a loan services firm that failed to produce documentation of proper standing. To its credit, the defense in Hunter v. Aurora Loan Services LLC readily admitted it didn’t have the appropriate records at the outset of the proceedings. Our Miami foreclosure…

Those who reside in a condominium, townhome or house that belongs to a common interest community typically are required to pay assessments and dues to a homeowners’ association, in addition to the mortgage. Miami foreclosure defense attorneys know if a homeowner goes into default on these HOA dues, the homeowners’ association has the right to…

Una Corte de Apelaciones de Florida recientemente revocó una decisión de desestimar una acción de ejecución hipotecaria que implicaba a Deutsche Bank por falta de acusación, en virtud de la Norma 1.420 de Procedimiento Civil de Florida. Los abogados de defensa en ejecuciones hipotecarias de Miami no se sorprenden, dada la revisión de 2006 del…

La Corte de Apelaciones del Undécimo Circuito en Florida emitió recientemente una resolución ratificando la ejecución hipotecaria en el caso Bloch v. Wells Fargo Home Mortgage, donde una pareja intentó impugnar la negación bancaria del Programa Federal de Remodelación de Viviendas Asequibles (HAMP). El problema con la elegibilidad para el HAMP radica en que si…

The 11th Circuit Court of Appeals in Florida recently issued a decision affirming the foreclosure in Bloch v. Wells Fargo Home Mortgage , where a couple sought to challenge the bank’s denial of the federal Home Affordable Modification Program. The problem with HAMP eligibility is that while the basic requirements are spelled out by the…

In the state of Florida, lenders have the right to pursue deficiency judgments against homeowners following foreclosures or short sales. That is, the bank can seek to recover the difference between the value of the original loan and the amount for which the property later sold at foreclosure auction or short sale. For some people,…