NLG Blog

The State of Florida is second in the nation in foreclosures, creating a backlog of hundreds of thousands of foreclosure cases across the state. In an effort to flush these cases from the court system, Governor Rick Scott recently signed into law House Bill 87, The Florida Fair Foreclosure Act, which fast tracks residential foreclosures…

It happens to the best of us, when times get tough, we prioritize which bill to pay with what’s left of our paycheck and try to put off what we can for the next pay cycle. The problem is we may not realize that some bills just will not wait. Did you know that failing…

Financial hardship letters are a way to ask a lender for help with a loan modification. A Miami-Dade County foreclosure attorney further explains this process. Financial hardship letters are a way to explain why you are having difficulty with paying your mortgage. Before you attempt to work with your lender on finding a solution to…

There are risks involved when renting a home in foreclosure; however, as a renter you may have rights, which a Florida real estate attorney can explain to you. With the mortgage crisis leading to foreclosures, it is important to realize that homeowners and investors are not the only ones affected. Renters face risks, too, but…

The Servicemembers Civil Relief Act may help veterans avoid foreclosure. It applies during active military service and can protect your South Florida home. The Servicemembers Civil Relief Act (SCRA) can provide protection in a number of ways for those who are: • entering the military; • called to active duty; or • deployed. This protection…

The robo-signing scandal led to thousands of false affidavits being signed. This could affect your lender’s ability to foreclose on your South Florida home. You may be facing the loss of your home and wondering if there is any recourse you can take. There may be if your home is affected by the robo-signing scandal.…

The net present value test helps decide if you qualify for a loan modification for a Florida property. Several factors are considered, which a Florida foreclosure attorney explains. If you are finding it difficult to pay your mortgage or you are at risk of foreclosure, there may be a solution. A loan modification may be…

There are a few tax implications involved in the foreclosure of a home. For help with your situation, seek assistance with your tax professional FIRST and then a Fort Lauderdale foreclosure attorney. When you are facing a mortgage foreclosure in Florida, there are tax implications of which you should be aware. For investors or homeowners…

A mortgage-to-lease may be right for a home owner who is about to lose his or her home in Palm Beach County, Florida. There may be other options available, though. The idea of losing your home may lead you to extreme stress and worry. But there may be other options such as a pilot program…

While 2010 saw a record number of foreclosures across the nation, the current wave of foreclosures is leaving many to wonder why this is happening. In fact, 2011 saw a drop in foreclosures, leading some to believe it was nearing the end. Yet many homeowners do not realize why this is and how it is…