NLG Blog

In recent months we have been seeing more and more Plaintiff’s firms attempting to obtain final judgment through the use of Florida Statute 702.10. The reason being is that it can often be quicker than going for summary judgment or trying to obtain judgment at trial. It works like this: Plaintiff will file a Motion…

In the context of a foreclosure, affirmative defenses are raised at some point after the plaintiff, i.e., the bank, files its complaint. If proper defenses are not raised, you will very likely be unsuccessful in the foreclosure action. Florida Rule of Civil Procedure 1.110(d) is instructive on what affirmative defenses may be raise: “accord and…

Un gravamen equitativo es una herramienta para evitar el enriquecimiento injusto cuando un partido es incapaz de cobrar una deuda contraída por cualquier otro medio. Sin embargo, para establecer una causa de acción por un gravamen equitativo, no debe haber ningún otro remedio adecuado en ley. La prueba para determinar si hay otro remedio en…

A Guardian Ad Litem (also called an Attorney Ad Litem or Administrator Ad Litem) is generally appointed by the court to represent the interests of an unknown minor or incapacitated person. In the foreclosure context, the Guardian Ad Litem is usually appointed to represent the interests of an unknown entity or person, including someone who…

Equitable subrogation allows a party discharging another party’s debt to step into the shoes of the creditor who held the discharged debt. In the context of mortgages, it is generally the law in Florida that the first mortgagee has priority to any subsequent creditors, including other mortgagees. In the context of a foreclosure, a second…

Su pleito comenzarán probablemente en el tribunal o el tribunal inferior también se conoce como. Muchas personas piensan que una vez que el caso ha ido a juicio o sentencia sumaria y que han perdido, que no hay nada que pueda hacer. Sin embargo, hay una Corte de Apelaciones que está por encima del tribunal…

After the Plaintiff (usually the bank in a foreclosure action) has filed a lawsuit and served you with the initial pleading (i.e., the Complaint), you have 20 days in which to file an answer or respond to the Complaint. If you do not, the Plaintiff may file a Motion for Clerk’s Default. Each county in…

HAMP es un programa federal diseñado para ayudar a evitar la ejecución hipotecaria de propietarios que luchan por modificar sus préstamos a una cantidad más asequible que sea sostenible a largo plazo. El programa es muy clara y sencilla para el prestatario, el prestamista y el agente de servicio. Información sobre HAMP y el Programa…

An escrow account is a part of virtually every real estate transaction in the state of Florida. In real estate transactions, the word escrow can mean several different things. When you are buying a home from a third party, you most likely wrote an ‘escrow’ check that was held by a neutral third party while…

La Ley de Alivio Civil uniformados (CERA) en el año 2003 se convirtió en ley el 19 de diciembre de 2003, y se codifica como 50 U. S. C. App. 501. La ley protege a los miembros del Ejército, la Armada, la Fuerza Aérea, la Infantería de Marina y la Guardia Costera, incluidos los miembros…